Tuesday, December 31, 2019

The Movie The Dark Knight Essay - 1505 Words

The movie The Dark Knight (2008) is the genre of superhero films. Superhero films are movies that deal with vigilantes saving the city from criminals. Criminals have become more evil, heroes have become more violent and victims have become more innocent. Movies have become more graphic and the crimes have become more unjustifiable. Crime is a key component of superhero hero films and is often used to show injustice towards the state. To control crime society has to try and deter crime by adding punishment that outweigh the rewards. Some people are biologically more crime oriented than others and it constitutes natural born criminals. The Joker is seen as the main criminal in the movie challenging the notion of justice. Bruce Wayne, also known as Batman, is seen as the vigilante. The Joker becomes personal with Batman forcing him to come face to face with everything he believes and uses technology to try and stop him. Hervey Dent is considered a symbol of hope because he takes the law and uses against criminals. The Criminal Justice System is then corrupted by the Joker, which leads to the corruption of two-face. Harvey Dent is angry about Batman letting his one true love (Racheal Dawes) die and seeks revenge upon him with the help of the Joker’s corruption and becomes two face. This demonstrates that even the most innocent people can be corrupted. The Joker challenges the notion of law and justice by attempting to destroy Gotham City and all the people in it. The law dealsShow MoreRelatedThe Dark Knight Movie : Movie Summary Of The Dark Knight750 Words   |  3 PagesThe Dark Knight Movie Summary The Dark Knight movie portrays its self as a fantasy however, the movie relates back to everyday society very well in indirect fashions. In the movie, The Dark Knight, there was a statement made by Harvey Dent that states â€Å"You either die a hero, or die long enough to see your self become the villain.† With this being said, this statement can relate to the presidency in some sort of fashion. For example, in my opinion, the president can leave office on good term, justRead MoreThe Movie The Dark Knight Essay1822 Words   |  8 PagesThe movie The Dark Knight (2008) is in the genre of superhero films. Superhero films are movies that deal with vigilantes saving the city from criminals. Since the release of superhero films, criminals have become more evil, heroes have become more violent and victims have become more innocent. They have also become more graphic and the crimes have become more unjustifiable. Crime is a key component of superhero hero films and is often used t o show injustice towards the state. To control crime, societyRead MoreThe Dark Knight Is Not A Superhero Movie1224 Words   |  5 Pages The Dark Knight is considered one of the best superhero movies of the decade. But is it actually a super hero movie? After 9-11 Hollywood has adopted terrorism like scenes into many of its movies. Almost every scene, In the Dark Knight, involves terrorism. However many label the movie a superhero movie. The Dark Knight is not a superhero movie, in-fact it’s a very realistic portrayal of terrorism in our society. Batman is the main protagonist in the Dark Knight and is widely considered a superheroRead MoreAnalysis Of The Movie The Dark Knight 1647 Words   |  7 Pagesthe villain† (The Dark Knight). There is a certain monstrosity that lives inside of everyone, and all it takes is a particular situation to highlight this truth. Monstrosity destroys the categories that humans tend to place objects and people into. When one contemplates what classifies as monstrous, many immediately consider biological categories that a monster might shatter. Nevertheless, a monster’s actions can also lead to a fracturing of categorization, such as in The Dark Knight (2008) when Gotham’sRead MoreMovie Review : The Dark Knight1294 Words   |  6 Pagesremember the first time I ever watched The Dark Knight better than any movie I’ve ever seen. My older brother had just gotten the DVD of 2008’s summer blockbuster film as a gift and invited me to watch it with him in his room. I t was late on a Friday night, and I made a bed of blankets on his floor, laid there with a bowl of buttery popcorn by my side, and engaged myself into a true masterpiece of the film industry. After that night, I watched that movie many times over and over again without exhaustionRead MoreMovie Review : The Dark Knight 1083 Words   |  5 Pagesfilm analysis’s I chose the film The Dark Knight (2008), directed by Christopher Nolan. The film is part of Nolan’s Batman film trilogy and is the sequel to Batman Begins (2005). I chose this film because I am a huge DC comics fan and Batman is one of my favorite hero’s and also because, while most superhero films are bright with great lighting to give us a happy feeling, so that we â€Å"fall in love,† in a sense, with that superhero. What makes the dark knight so interesting and different is that NolanRead MoreAnalysis Of The Movie The Dark Knight 2018 Words   |  9 PagesWhat is the typical menu of villaino us images placed before us when we dine out at a movie theater? A scientist has his face deep-cleaned in a bell jar of acid to the epidermal enthusiasm of his beauticians (Darkman); a psychopathic criminal mastermind reigns chaos to the citizens of Gotham (The Dark Knight) and another sequel, eight years on, despite his tarnished reputation after the events of The Dark Knight, in which he took the rap for Dent s crimes, caped crusader feels compelled to interveneRead MoreAnalysis Of The Movie The Dark Knight Rises Essay1890 Words   |  8 PagesOn July 20, 2012, a major tragedy happened in Aurora Colorado during a midnight screening of the film The Dark Knight Rises. James Holmes willingly without showing no remorse entered the movie theater Century 16 at Town Center. He was resembling the Joker with red hair wearing a gas mask and body armor murdering 12 people and wounding 70 people. A jury found Holmes guilty on 24 counts of first degree murder, two counts for each of the 12 v ictims. Also, he was found guilty of 140 counts of attemptedRead MoreThe Dark Knight Rises : Ficial Movie Novelization887 Words   |  4 Pages The Dark Knight Rises: The Official Movie Novelization was written by Greg Cox and Christopher Nolan. This was first published in 2012 along with the original motion picture. This story occurs eight years after the events of The Dark Knight and is told in the third person omnicient. There are four main characters in the whole book. Bruce Wayne/ The Batman is a man who left seven years from gotham to study the criminal mind and mastred various fighting techniques. He has given everything heRead MoreThe Dark Knight: Brilliant Movie that Sets a New Standard in the Superhero Film Genre1017 Words   |  5 Pagesbullied, reasoned or negotiated with. Some men just wanna watch the world burn...† Having artfully explored the origins of the caped crusader in Batman Begins, director Christopher Nolan puts Gotham City under a completely new perspective in The Dark Knight, the thrilling second instalment of his superb reinvention of the superhero franchise. Gotham has returned to a state of fraudulence and criminality. Crime lurks at every corner. People are terrified to go out at night. Citizens are relying on

Monday, December 23, 2019

Euthanasi Active And Passive Euthanasia - 995 Words

I never have thought about euthanasia in such depth until this assignment. It isn’t something completely new to me because I have heard about it, it happens everywhere, even if you or I don’t see it. But, I never gathered my thoughts about such a serious topic. Reading such opinions from these authors made me find out more about this topic but I cannot say I have came to a clear and set decision or opinion about euthanasia. As James Rachels states, â€Å"I can understand why some people are opposed to all euthanasia, and insist that such infants must be allowed to live. [But] I think I can also understand why other people favor destroying these babies quickly and painlessly† (Rachels 155). The reading I disagreed with the most was â€Å"Active and Passive Euthanasia† by James Rachels. You may ask, why? Let me explain to you my thoughts. Rachel’s states, â€Å"The important difference between active and passive euthanasia is that, in passive euthanasia, the doctor does not do anything to bring about the patient’s death. The doctor does nothing, and the patient dies of whatever ills already afflict him.† (Rachels 157). And, yes I agree. Passive euthanasia is withholding treatment and letting the patient die. But, I kept reading this paragraph and it goes on with the following: â€Å"In active euthanasia, however, the doctor does something to bring about the patient’s death: he kills him. The doctor who gives the patient with cancer a lethal injection has himself caused his patient’s death†¦Ã¢â‚¬ Show MoreRelatedEuthanasi Active And Passive Euthanasia1634 Words   |  7 Pagesof Alabama, wrote a paper called Active and Pas sive Euthanasia where he argues against the distinction between killing in letting die. He says that the distinction is made on morally irrelevant grounds. He says that the distinction between passive and active euthanasia should not be based on whether or not wanted more morally permissible then the other. To prove his point Rachel uses three dif-ferent examples, which included different circumstance where euthanasia is involved. He looks at each exampleRead MoreEuthanasi Passive Euthanasia And Active Euthanasia Essay1927 Words   |  8 Pageschoosing euthanasia. The family or caregiver may pressure the patient into choosing euthanasia just so they could be relieved of the burden of caring for said patient. This may happen because the family or caregiver has had a lot of pressure put onto them. Financial burden being a leading factor. Although there is no data that completely verifies this possible problem, opponents argue that it can be a possible issue and that it should be add ressed. (Ezekiel 637). There are two types of euthanasia. PassiveRead MoreEuthanasi Active And Passive Euthanasia1562 Words   |  7 PagesEuthanasia, also known as voluntary or assisted suicide, is used for terminally ill patients to end their lives instead of undergoing painful treatments and torment of waiting for death. There are, however, two different ways in which A can bring about B’s death. In this essay I will present the distinction between active and passive euthanasia as explained by James Rachels in his article called â€Å"Active and Passive Euthanasia†. I will also debate whether euthanasia is justified or not by presentingRead MoreEuthanasi Active And Passive Euthanasia1973 Words   |  8 Pages The issue of whether active and passive euthanasia are distinct continues to be important to philosophers, ethicists and health care professionals. Euthanasia is the act of ending a patient’s life when the circumstance for that patient is unbearable or untreatable by medical treatment (Ozcelick, Tekir, Samancioglu, Fadiloglu Ozkara, 2014, p. 94). Namely, there is active and passive euthanasia. Both are indicative of the acts that root in the intention to end a patient’s life. For the purpose ofRead MoreEuthanasi Active And Passive Euthanasia1229 Words   |  5 PagesAccording to David Theo Goldberg, â€Å"Euthanasia involves terminating the life of an ailing person in order to prevent him or her further suffering† (459). The ending of one’s life should only be a last resort after having unbearable and untreatable illnesses. Euthanasia is classified into two categories which are active and passive. Goldberg also refers to active euthanasia as the ending of one’s life by administering a lethal treatment, while passive euthanasia is withdrawing treatment that may preserveRead MoreEuthanasi Voluntary Active Euthanasia, Passive Euthanasia And Physician Assisted Suicide1143 Words   |  5 PagesAmerican Heritage Dictionary euth anasia is defined as the art or practice of ending the life of a person or animal having a terminal illness or a medical condition that causes suffering. Euthanasia should be a individual choice to end a patient s life. This keeps them from going through excruciating pain due to an incurable disease. Some people think euthanasia should be out of the picture while others inquiry the effectiveness of these actions. With effectiveness, euthanasia is classified in three

Sunday, December 15, 2019

Pakistan’s Banking Sector Current Situation And Critical Issues Free Essays

string(113) " banking system in Pakistan today is that the depositors are not getting adequate return on their bank deposits\." Pakistan’s banking sector reforms which were initiated in the early 1990s have transformed the sector into an efficient, sound and strong banking system. The most recent comprehensive assessment carried out jointly by the World Bank and the IMF in 2004 came to the following conclusion: â€Å" for reaching reforms have resulted in a more efficient and competitive financial system In particular, the predominantly state-owned banking system has been transformed into one that is predominantly under the control of the private sector. The legislative framework and the State Bank of Pakistan’s supervisory capacity have been improved substantially. We will write a custom essay sample on Pakistan’s Banking Sector Current Situation And Critical Issues or any similar topic only for you Order Now As a result, the financial sector is sounder and exhibits an increased resilience to shocks. † The major changes that have occurred in the banking sector during the last decade or so can be summarized as follows: a) 80 percent of the banking assets are held by the private sector banks and the privatization of nationalized commercial banks has brought about a culture of professionalism and service orientation in place of bureaucracy and apathy. ) The banks that were losing money due to inefficiencies, waste and limited product range have become highly profitable business. These profits are, however, being used to strengthen the capital base of the banks rather than paying out to the shareholders. The minimum capital requirements have been raised from Rs. 500 million to Rs. 6 billion over an extended period in a phased manner. The consolidation of the banking sector into fewer but stronger banks will lead to better management of risk. c) The banks that were burdened with the non-performing and defaulted loans have cleared up their balance sheets in an open transparent, cross-the-board manner. Contrary to the popular myth the main beneficiaries of the wirite-offs of the old outstanding and unrecoverable loans have been from almost 25 percent to 6. 7 percent by Dec. 2005. Small individual borrowers the ratio of non-performing loans of the Commercial Banks to total advances has declined. d) The quality of new assets has improved as stringent measures are taken to appraise new loans, and assure the underlying securities. Online Credit Information Bureau reports provide updated information to the banks about the credit history and track record of the borrowers. Loan approvals on political considerations have become passe. Non-performing loans account for less than 3 percent of all new loans disbursed since 1997. e) The human resources base of the banks has been substantially upgraded by the adoption of the principles of merit and performance throughout the industry. Recruitment is done through a highly competitive process and promotions and compensation are linked to training, skills and high performance. The banks now routinely employ MBAs, M. Coms, Chartered Accountants, IT graduates, economists and other highly educated persons rather than Clerical and Non Clerical Workers. The banking industry has become the preferred choice of profession among the young graduates. f) Banking Technology that was almost non-existent in Pakistan until a few years ago is revolutionizing the customer services and access on-line banking, Internet banking, ATMs, mobile phone banking and other modes of delivery have made it possible to provide convenience to the customers while reducing the transaction costs to the banks. Credit Cards, Debit Cards, Smart Cards etc. are a thriving and expanding business in Pakistan. Once the RTGS is put in place the payment system in Pakistan. Would enter a new phase of modernization. ) Competition among the banks has forced them to move away from the traditional limited product range of credit to the government and the public sector enterprises, trade financing, big name corporate loans, and credit to multinationals to an ever-expanding menu of products and services. The borrower base of the banks has expanded four fold in the last six years as the banks have diversified into agriculture, SMEs, Consumers financing, mortgages, etc. The middle class that could not afford to buy cars or apartments as they did not have the financial strength for cash purchases are the biggest beneficiaries of these new products and services. ) Along with strong regulation, supervision and enforcement capacity of the State Bank of Pakistan a number of measures have been taken to put best corporate governance practices in the banking system. ‘Fit and proper’ criteria have been prescribed for the Chief Executives, members of the Boards of Directors, and top management positions. Accounting and audit standards have been brought to the International Accounting Standards (IAS) and the International Audit Codes. External audit firms are rated according to their performance and track record and those falling short of the acceptable standards are debarred from auditing the banks. These practices were put in place in Pakistan long before the scandals of Enercon, World Call and Pramalat had shaken the corporate world. i) The foreign exchange market that was highly regulated through a system of direct exchange controls over suppliers and users of foreign exchange has been liberalized and all purchases and sales take place through an active and vibrant inter-bank exchange market. All restrictions have been removed with full current account convertibility and partial capital account convertibility. Foreign investors can now bring in and take back their capital, remit profits, dividends and fees without any prior removal and directly through their banks. Similarly, foreign portfolio investors can also enter and exit the market at their own discretion. The main lesson learnt from the last decade suggest that financial sector functions effectively and efficiently only if the macroeconomics situation is favorable and stable. The need to maintain macroeconomic stability will thus remain paramount in the years to come. The agenda for further reforms in the financial sector is still quite formidable and the challenges to spread the benefits of financial liberalization among the middle and low income households and small and medium farms and enterprises are still enormous. There are several areas of dissatisfaction with the banking sector that need to be addressed. The most serious complaint against the banking system in Pakistan today is that the depositors are not getting adequate return on their bank deposits. You read "Pakistan’s Banking Sector Current Situation And Critical Issues" in category "Papers" The difference between the monthly weighted average rates of lending and deposits is taken as an indicator of the spreads earned by the banks. It is true that these spreads have widened in the recent months land this phenomenon has caused resentment among those whose only source of income is their returns from bank deposits. But it is important to examine the facts and their form judgments The monthly comparisons are meaningless because PLS deposit rates are changed every six months, while the lending rates are continuously adjusting because they are automatically linked to T-bills or KIBOR rates. During the last eight months the weighted average deposit rate has risen from 1. 6 percent in July – Feb, 2005 to 3. 9 percent in July – Feb, 2006. This trend reflects that the return on the new deposits mobilized is much higher than what the average rate indicates. The old deposits are earning much lower rate because they were lodged at the time when the overall structure of interest rates had come down significantly. This lag is adjustment between the deposit and lending rates is due to the costs incurred by the depositor in shifting deposits from one bank to the other. The additional deposits mobilized in the last twelve months amounted to Rs. 382 billion i. e. a growth rate of 16. 8 percent. This growth rate took place despite deceleration in the volume of Resident Foreign deposit accounts. So if the deposit rates were unattractive then this high growth rate in deposits mobilized by the banks appears to be puzzling. The reason for this high growth is that the fresh deposits were fetching an average return of 6. 2 percent in March, 2006 compared to 3. 5 percent in July, 2005 – rise of 270 basis points in nine months. In the coming months the average rate is likely to move further upwards bringing them to positive real interest rates. Why have the profits of the banks risen so sharply in the last few years? There are several reasons that need to be understood: First, the drag of non-performing loans has been eased considerably reducing the need for setting aside the provisions for loan losses. As these provisions were made at the expense of the profits the banks are now reaping the benefits of building up substantial provisions and taking the hit on their profits in the past. Second, the corporate income tax rate on banks’ profits has gradually come down from 58 percent to 38 percent saving on their tax deductions. These savings not only get translated in to higher profits but also act as incentives for better performance because the tax rate no longer acts as a penalty. Third, the diversification of the banks assets into new and so far underserved segments such as agriculture, mortgage, auto, SMEs, Consumer and Credit Cards have raised their net interest margins. As competition has become quite tough in the corporate segment the margins on corporate loans have been squeezed considerably. But the spreads earned in these new segments are quite attractive. Thus a large part of the profits originate from lending to these underserved segments of the population. This is a Win- Win situation as small farmers, small businesses and middle class consumers, who had so far been denied access to bank credit, are able to get financing the banks are able to earn higher spreads. Fourth, there has been a shift in the maturing profile of both the banks’ deposits and banks’ loans. Half of the total deposits are now placed for short term duration earning negligible rates of return compared to the past where the distribution of deposits were concentrated in medium to long duration earning much higher returns. On the assets side, more of the bank loans are being disbursed for fixed investment purposes. These have long maturity structure and pay higher interest rates in double digits. This shift in the composition of deposits and advances has helped earn the banks a higher spread boosting their profitability. As the majority of the banks are operating in the private sector they will remain guided by the bottom line considerations i. e. the profits. Consolidation and market competition will act as a deterrent on abnormal profits but it is the responsibility of the regulator to ensure that these profits are not made by taking excessive risk with the depositors’ money or by banks indulging in collusive practices. The regulator has to ensure that the access to credit is further broadened and small farming households, small and medium businesses and middle classes are able to meet their legitimate credit needs. At the same time the regulator has to take stringent action against those banks found guilty of anti-competitive or collusive practices. Another popular indictment against the banking sector is that they are financing speculative activities such as stock market trading, real estate, commodities, auto etc. The facts do not support this indictment. Direct and indirect exposure by banks in stock market equities has been limited to 20 percent of their capital i. e. the maximum amount all the banks can collectively provide for this activity is only 40 billion. The outstanding stock of bank advances in March, 2006 stood at Rs. 2063 billion. Thus the bank credit allocated for stock market equity trading is less than 2 percent of the total advances of the banking system. If we further assume that some amounts are diverted from consumer loans or corporate loans also the exposure of the banks may double to as much as 4 percent but the securities and collaterals against the diverted loans may not necessarily be the scrips themselves. Real estate financing by banks is restricted to mortgage loans only and the purchase of plots cannot be financed by the banks. Mortgage loans can be disbursed in installments after physical verification of the various phases of construction. The total disbursements of loans for mortgage amounted to Rs. 11. 4 billion in FY 05. Commodity financing and its prevailing rates are not attractive for the borrowers as there has been net retirement of commodity loans in the first nine months of the current fiscal year. The regulatory environment for the banks to indulge in lending for speculative purposes is not very propitious. The State Bank of Pakistan supervisors are not only vigilant in their on-site inspection but they monitor the banks on a continuous basis and can detect irregularities and violations fairly quickly. The more deterrent effect of strong oversight by the supervisors is enough to discourage such activities. The penalties imposed by the supervisors on recalcitrant banks are quite severe. How to cite Pakistan’s Banking Sector Current Situation And Critical Issues, Papers

Saturday, December 7, 2019

The Maintenance of Capital Doctrine - MyAssignmenthelp.com

Question: Discuss about theMaintenance of Capital Doctrine. Answer: History of Doctrine The aspect of maintaining capital doctrine is a subject to debate from the very first day of its incorporation with the Australian Corporate law. The people had an assumption and perception that the doctrine was made to protect the creditors of an organization for assuring the application of equity capital by the organizational directors. There were gargantuan questions about the degree of achievement of the protective goals of this doctrine. For these issues, the legal statutes regarding the decisions of company capital of the corporate law has gone through a series of reforming process. As per the opinion of Gatt (2015, p.54), the first strategy depends upon linking decisions of corporate capital and the other upon solvency, disclosure of materials and fairness for the shareholders of an organization. The lawmakers of Australia had casted aside the prohibitive approaches in changes of corporate capital through mechanisms of permissive approach for procuring ease in the process of d ecision-making in capital related issues. The doctrine was established in the case between Trevor v Whitwwworth (1887) as the court depicted the need for an organization to stabilize the working capital for protecting the interest of the shareholders and creditors (Rickford, 2004, p.919). Benefits of Doctrine This doctrine has played a pivotal part in the aspect of regulatory capital of the banks and large scale corporate sectors. It has generated immense ease in the process of Commonwealth governments FSI or Financial System Inquiry. As per the statement of Rickford (2004, p.910), it can be used to prevent the organizations to buy the shares of their own. Through this doctrine, the creditors of a company can have sustainable ground to protect their interest in the flow of working capital of a company. The section 260A reveals another assertive benefit of financial assistance in order to acquire shares by a holding company based on capital flow. This can be massively helpful to remain the capital same through a proficient process of maintenance that can procure equilibrium between flow of capital and subscribed capital (Austlii.edu.au, 2017). Exceptions to the Doctrine The section 257B of the Australian Corporations Act 2001 reveals the provision for the companies to buy back the shares with exception in capital maintenance. This division procures a massive exception as the companies can follow the process depicted through this section. There is another exception in the doctrine as the section 259A reveals the process of acquiring share bonds with direct process.On the other hand, this can be helpful to enhance transparency as in the section 256B of the Corporations Act 2001 of Australia; a company can make reduction in share capital only with authorization of the shareholders. Under this exception, the shareholders do not prejudice the ability of the organization in paying back the creditors through maintaining the capital flow. On the other hand, these exceptions can open up portal for the companies to re-purchase the share bonds from the creditors in order to maintain the capital structure of the organization intact to foster effectiveness in th e maintenance (Austlii.edu.au, 2017). Reference List Austlii.edu.au (2017). Corporations Act. Available at: https://www.austlii.edu.au/au/legis/cth/consol_act/ca2001172/s260a.html [Accessed on 14th may 2017] Austlii.edu.au (2017). Corporations Act. Available at: https://www.austlii.edu.au/au/legis/cth/consol_act/ca2001172/s259a.html [Accessed on 14th may 2017] Gatt, K., (2015). The doctrine of capital maintenance with particular reference to the reduction of share capital. A legal and fiscal perspective. 2(5), p.54 Rickford, J., (2004). Reforming Capital Report of the Interdisciplinary Group on Capital Maintenance.EuR. Bus. l. REv.,15, p.919.